Social Security Disability FAQ’s

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A disabled worker, the spouse of a disabled worker, or disabled children may be eligible for social security disability benefits depending on the circumstances. An individual is disabled if unable to engage in any substantial gainful activity because of physical or mental impairment.

How Does Social Security Define Disability?

An individual is disabled if unable to engage in any substantial gainful activity because of physical or mental impairment. This generally means that the individual must not only be unable to work in any previous occupation but also unable to do any other work based on your age, education, and work experience. The impairment(s) must be established by medical evidence and must be expected to result in death or expected to last at least 12 months.

What is the Difference Between SSDI and SSI?

Social Security Disability Insurance (SSDI) is acquired while working and paying into the social security system through payroll taxes. You must meet non-medical criteria and medical criteria to receive benefits under the disability portion of the social security program.

Supplemental Security Income (SSI) is an income supplement program funded by the government to help aged, blind, and disabled people, who have little or no income. It provides payments to help individuals meet their basic living needs.

May I Work and Receive Social Security Benefits?

If you are working and your earnings exceed a certain amount each month, you will generally not be considered disabled. This amount changes every year. Once found disabled, if you choose to return to work, Social Security has programs to assist you with this transition while still paying benefits.

If found disabled, will I receive Medical Coverage?

Yes. Twenty-four months after the date you are found disabled, you are eligible for Medicare benefits, which includes Part A (hospital benefits) and Part B (medical benefits). You are also eligible for Medicare Part D, which provides prescription drug coverage.

Don’t Lose Hope If Denied Disability

Once denied, it is essential to properly present the evidence on reconsideration. Comerford Law Office will review your claim at the reconsideration level and we will submit the information you or the Social Security Administration may have overlooked to increase your chances of approval.

If your claim for Social Security disability benefits is denied, do not give up hope. The vast majority of Social Security Claims are denied before a hearing. At Comerford Law Office, we assist individuals applying for disability benefits in Illinois. We offer a free consultation to discuss your claim and do not receive a fee unless your claim is approved.

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