The Social Security Administration maintains two types of benefit programs for people with disabilities. Under each of these programs, those who are disabled to the point where they are unable to participate in gainful activity and earn an income are eligible to receive a monthly benefit award.
Filing for Social Security disability benefits – and being approved – can provide you with much-needed financial support. Before you begin the process, be sure to contact our experienced Vernon Hills Social Security disability attorneys for a free consultation.
Both types of Social Security disability programs provide monthly benefits for disabled individuals. These programs are:
– Social Security Disability Insurance (SSDI): SSDI benefits are intended for those individuals who are disabled and who have worked for enough years under Social Security to be “insured” by virtue of the Social Security system. In order to qualify for SSDI benefits, an individual must have a condition that is on the list of impairments or is severe and disabling and is expected to last for at least 12 months or result in death, and must also have earned enough work credits during their working years.
– Supplemental Security Income (SSI): SSI benefits are designed to help those who are blind, disabled, or elderly and are of little income and resources. A person need not be insured under Social Security in order to receive SSI benefits, and this benefit type is also available to children.
In the majority of cases, the medical requirements for qualifying for benefits are the same under both the SSDI and SSI programs. In order to determine if you qualify, you will need to consider these questions:
– Are you earning an income? If you are working and earning an income, you will likely be barred from recovering benefits. Income limits change yearly.
– Does your condition interfere with your ability to work? If your condition does not impair your ability to work, then it is not considered to be severe. Only those with conditions that affect one’s ability to work are considered for benefits. In order to qualify, you must be unable to perform any type of work.
– Is your disability on the Listing of Impairments? If your disability is found on the SSA’s Listing of Impairments, then you are automatically considered disabled by the SSA’s standards. This does not, however, mean that you will automatically be approved for benefits.
Filing for Social Security disability benefits can be a confusing process, and a small error during the application can result in your claim being denied. At The Comerford Law Office, LLC, our Vernon Hills Social Security disability attorneys care about you, and want to see your claim for benefits approved. For a free consultation where you can learn more about how services and how we can help, contact us by phone or online today.