Concerns about paying for your living expenses are very real when you are disabled, and that disability prevents you from being able to work and earn an income. Realizing this dilemma, the Social Security Administration (SSA) maintains two types of disability programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Both program types are intended to help those who are unable to work because of a disability afford housing, food, and other basic necessities. At The Comerford Law Office, LLC, our Crystal Lake Social Security disability lawyers have successfully represented countless claimants during the SSDI/SSI application process. For a free consultation and to learn more about how to get the benefits you deserve, contact us today.
In order to qualify for Social Security Disability Insurance, you must meet certain criteria. There are two main criteria that must be satisfied:
– You must have worked in jobs covered by Social Security and earned enough work credits as such; and
– You must have a qualifying disability as defined by the Social Security Administration.
As stated above, you must have earned enough work credits during your working years prior to your disability in order to qualify for SSDI. The amount of work credits needed changes on a yearly basis, and is also dependent upon your age at the time you become disabled. The SSA reports that generally, workers need 40 credits, half of which must have been earned in the 10 years, ending with the year that you incurred your disability.
The second criteria is ensuring that you have a qualifying disability as defined by the SSA. If your condition is on the SSA’s listing of impairments and is expected to last for 12 months or more or result in death, you are automatically considered disabled. Even if you do not have a condition that is on the listing of impairments, though, you may still be considered disabled if your condition is severe and prevents you from being able to work as such.
Eligibility for SSI benefits is different. You do not need to have any work credits in order to qualify for SSI benefits, and you must be of limited income and resources. Children may qualify for this benefit type.
Understanding the requirements for qualifying for SSDI or SSI benefits can be very confusing, and the application process can be tedious, time-intensive, and technical. A small error during the application process or the failure to submit the correct type of, or enough, medical evidence can damage your claim’s chances of success.
At The Comerford Law Office, LLC, we want you to get the benefits that you are entitled to. We have helped countless other people just like you in need of benefits, and know what the SSA is looking for. For a free consultation, reach our Crystal Lake law offices today at 312-863-8572.